Panels

DigiBankFlex includes four distinct panels designed for specific roles within the digital banking ecosystem:

Admin Panel

• Super admin access to configure, manage, and monitor the entire platform.
• Role and permission control for staff and other panel users.

Staff/Branch Panel

• Designed for bank staff or branch managers.
• Allows customer support, manual processing, document verification, and transaction approvals.

User Panel (Customer Panel)

• For individual or business users to manage their financial accounts.
• Access deposits, transfers, loans, statements, profile, and KYC.

Frontend Website Panel

• Public-facing website with product info, FAQs, contact forms, login, and registration.
• Includes multilingual and SEO-ready pages, blog sections, and company policy displays.

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🏦 Core Banking Functionalities

• Full user registration and KYC verification system
• Unlimited users, accounts, transactions, and plans
• Deposit, Withdraw, Transfer, and Loan modules
• Fixed Deposit Receipt (FDR) system
• Deposit Pension Scheme (DPS) with installment options and delay charges
• Beneficiary management for internal and external bank transfers
• Wire bank transfer support
• Loan applications and installment payments
• Due installment handling for both DPS and Loans
• Installment delay charges
• Interest calculations for FDR and DPS
• Branch and Branch Staff management

💳 Payment Gateways (20+ Supported)

• Card payments
• Cryptocurrency payments
• Mobile money payments
• Manual payment gateways with currency support

🛡 Security and Compliance

• GDPR policy compliant
• OTP verification system
• reCAPTCHA in contact forms
• Role-based permission control
• Idle user auto-logout
• Login history tracking
• Secure KYC system with data view and verification
• Security vulnerability patches
• Server error fixes (500 errors and redirects)
• Banned page for restricted staff

📊 Admin Features

• Powerful and modern admin panel
• Configure global system settings, currency format, and pagination
• Virtual card generation
• SEO configuration (robots.txt, sitemap, policy page content)
• Slug management for policy and static pages
• Notification system (user and filtered groups)
• Insightful admin dashboard: grouped analytics, filterable charts for deposits, withdrawals, transactions
• Table customization: export (CSV/Excel/PDF), sorting, filtering, column selection
• Search by names, roles, cities, etc., across users, staff, accounts, branches
• Maintenance mode image uploads
• Upload logos for payment/withdrawal methods
• View login as user, login history, and send notifications directly from admin panel
• Configure cron jobs (restricted to super admin)

🧾 Statements & Reporting

• Download statements (user and branch staff panel)
• Configurable fee for branch staff statement downloads
• Export reports in PDF/CSV
• Account-wise, date-wise filters for reports
• Transaction history with advanced filters (date range, amount, etc.)
• Support ticket tracking with account number and opened date

📲 User Features

• Profile management
• KYC submission and tracking
• Deposit, transfer, and withdraw with real-time balance view
• Mobile top-up (formerly Airtime) through third-party API
• Download account statements
• Multi-language support
• Login with Google, Facebook, LinkedIn
• Referral system with commission and count limit
• Push notifications
• Resend code countdown on OTP/verification pages

🖼 Design & UI Enhancements

• Modern responsive UI with multiple frontend templates
• Admin UI for better UX (menus, forms, dashboards)
• Drag-and-drop image uploader
• Dynamic Form generator:
  
  • Input types: number, URL, date, time
  • Width configuration
  • Hints/instructions
  • Sorting of fields
• Search and pagination
• Modern Notification toaster and support ticket attachment UI
• Centralized settings system
• Google Analytics integration